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Investments & Performance

Investments & Performance

Product Line
Annuity
Product

MultiOption® Guide B Series Variable Annuity

All performance results are through the period ending October 31, 2019.

Performance shown prior to the product effective date, October 25, 2012, and performance prior to the portfolio's inception as a subaccount is hypothetical and, unless otherwise noted, is calculated by applying the contract expenses and charges to the underlying portfolio's performance. In these instances, performance shown predates the offering of the portfolio as an investment option in the variable annuity.
Contract Status
Deferred

Non-Standardized, Not Surrendered

Large Cap Value
Fidelity® VIP Equity-Income Portfolio℠ - Service Class 22
Invesco V.I. Comstock - Series II
Ivy VIP Value - Class II
Putnam VT Equity Income - Class IB
SFT T. Rowe Price Value Fund
Large Cap Growth
American Funds IS Growth - Class 21
Ivy VIP Core Equity - Class II
Janus Henderson VIT Forty - Service Shares1
Putnam VT Growth Opportunities - Class IB1
SFT Ivy℠ Growth Fund
Large Cap Blend
American Funds IS Growth-Income - Class 21
Neuberger Berman AMT Sustainable Equity Portfolio - S Class1
SFT Index 500 - Class 2
SFT Wellington Core Equity Fund - Class 2
Small/Mid Cap Value
Franklin Small Cap Value VIP Fund - Class 2
Invesco V.I. American Value - Series II1
Janus Henderson VIT Mid Cap Value - Service Shares
Small/Mid Cap Growth
ClearBridge Variable Small Cap Growth - Class II
Ivy VIP Mid Cap Growth - Class II
Ivy VIP Small Cap Growth - Class II
SFT Ivy℠ Small Cap Growth Fund
Small/Mid Cap Blend
Fidelity® VIP Mid Cap Portfolio - Service Class 22
Invesco V.I. Small Cap Equity - Series II
Ivy VIP Small Cap Core - Class II
SFT Index 400 Mid-Cap - Class 2
Money Market
SFT Government Money Market
US Domestic Short-Term Bond
Goldman Sachs VIT High Qual. Floating Rate - Svc. Shares
PIMCO VIT Low Duration - Advisor Class1
US Domestic Intermediate-Term Bond
American Funds IS U.S. Govt./AAA-Rated Sec - Class 21
Janus Henderson VIT Flexible Bond - Service Shares
PIMCO VIT Total Return - Advisor Class1
SFT Core Bond - Class 2
US Domestic Long-Term Bond
American Century VP Inflation Protection - Class II
High Yield
Ivy VIP High Income - Class II
International Bond
American Funds IS Global Bond - Class 21
SFT International Bond - Class 2
International Large Cap
American Funds IS Global Growth - Class 2
American Funds IS International - Class 21
Invesco Oppenheimer V.I. International Growth Fund Series II Shares
Ivy VIP Global Growth - Class II
Ivy VIP International Core Equity - Class II
Janus Henderson VIT Overseas - Service Shares1
MFS® VIT II International Intrinsic Value - Service Class
International Small Cap
American Funds IS Global Small Cap - Class 2
Emerging Markets
American Funds IS New World - Class 2
Morgan Stanley VIF Emerging Markets Equity - Class II1
Templeton Developing Markets VIP Fund - Class 22
Asset Allocation
Invesco V.I. Equity and Income - Series II
Ivy VIP Asset Strategy - Class II
Ivy VIP Balanced - Class II
Janus Henderson VIT Balanced - Service Shares1
Morningstar Aggressive Growth ETF Asset Allocation - Class II
Morningstar Balanced ETF Asset Allocation - Class II
Morningstar Conservative ETF Asset Allocation - Class II
Morningstar Growth ETF Asset Allocation - Class II
Morningstar Income & Growth ETF Asset Allocation - Class II
Managed Volatility
AB VPS Dynamic Asset Allocation - Class B
Goldman Sachs VIT Global Trends Alloc - Svc. Shares
Ivy VIP Pathfinder Moderate-Mgd Vol - Class II
Ivy VIP Pathfinder Moderately Aggressive-Mgd Vol - Class II
Ivy VIP Pathfinder Moderately Conservative-Mgd Vol - Class II
PIMCO VIT Global Diversified Allocation - Advisor Class1
SFT Dynamic Managed Volatility
SFT Managed Volatility Equity
TOPS® Managed Risk Balanced ETF Portfolio - Class 2
TOPS® Managed Risk Flex ETF Portfolio
TOPS® Managed Risk Growth ETF Portfolio - Class 2
TOPS® Managed Risk Moderate Growth ETF Portfolio - Class 2
Real Estate Equities
SFT Real Estate Securities - Class 2
Sector
Ivy VIP Science & Technology - Class II
Natural Resources & Commodities
Ivy VIP Natural Resources - Class II
Money Market Yield (for 7 days ending 10/31/2019)
7 Day Current Yield-0.24%
7 Day Effective Yield-0.24%
The Money Market Portfolio's current yield is based on investment income for the 7-day period. The effective yield assumes reinvested income. The yield quotation more closely reflects the current earnings of the money market fund than the total return quotation.
1 Non-standardized performance shown for periods prior to the inception of the share class used in this product is hypothetical and reflects the historical results of the underlying share class adjusted to reflect the impact Rule 12b-1 Distribution Plan fees would have had on that share class had the share class then existed. The share classes invest in the same portfolio of securities and will have similar performance, except to the extent that expenses borne by each class differ.
2 Non-standardized performance shown for periods prior to the inception of the share class used in this product is hypothetical and reflects the historical results of the underlying share class with the contract expenses applied to that share class’ performance. Returns listed would be lower if the actual share class available had existed because expenses in the share class available in this product are higher than the expenses in the underlying share class.
The Invesco V.I. Equity & Income Series II Shares portfolio's performance would have been lower had fees not been waived and/or expenses reimbursed.
Effective May 2, 2011, Invesco V.I. Basic Balanced Series II Shares subaccount merged into the Invesco Van Kampen V.I. Equity & Income Series II Shares subaccount. Non-standardized performance prior to 1/24/2002 is hypothetical based on the Invesco V.I. Basic Balanced Series I Shares which have lower expenses and therefore returns shown would be lower had the actual share class available then existed. Non-standardized performance from 1/24/2002 to 5/1/2002 is hypothetical based on the Invesco V.I. Basic Balanced Series II Shares prior to its addition to the product. Non-standardized performance from 5/1/2002 to 5/2/2011 is based on the Invesco V.I. Basic Balanced Series II Shares subaccount. Standardized performance from 5/1/2002 to 5/2/2011 is based on the Invesco V.I. Basic Balanced Series II Shares subaccount. Non-standardized performance after 5/2/2011 is that of Invesco Van Kampen V.I. Equity & Income Class II Shares. Standardized performance after 5/2/2011 is that of Invesco Van Kampen V.I. Equity & Income Class II Shares.
Effective November 20, 2017, Securian Funds Trust – Pyramis® Core Equity Fund – Class 2 Shares was replaced by Securian Funds Trust – Wellington Core Equity Fund – Class 2 Shares. Non-standardized performance prior to 1/12/2000 is hypothetical based on the Fidelity VIP Contrafund® – Initial Shares which have lower expenses and therefore returns shown would be lower had the actual share class available then existed. Non-standardized performance from 1/12/2000 to 2/01/2000 is hypothetical based on the Fidelity VIP Contrafund® – Service Class 2 Shares prior to its addition to the product. Non-standardized performance from 2/01/2000 to 5/01/2014 is based on Fidelity VIP Contrafund® – Service Class 2. Non-standardized performance results from 5/01/2014 to 11/20/2017 is that of Securian Funds Trust - Pyramis® Core Equity Fund. Non-standardized performance results after 11/20/2017 is that of Securian Funds Trust – Wellington Core Equity Fund – Class 2 Shares. Standardized performance of the subaccount prior to 5/01/2014 reflects only the returns of Fidelity VIP Contrafund® – Service Class 2 Shares. Standardized performance results from 5/01/2014 to 11/20/2017 is that of Securian Funds Trust - Pyramis® Core Equity Fund. Standardized performance results after 11/20/2017 is that of Securian Funds Trust – Wellington Core Equity Fund – Class 2 Shares.
Effective February 13, 2009, Putnam VT New Value merged into Putnam VT Equity Income. Performance prior to 2/13/2009 is that of Putnam VT New Value - Class IB Shares portfolio and performance results after 2/13/2009 is that of Putnam VT Equity Income - Class IB Shares portfolio.
On September 22, 2003, the Advantus Series Fund Asset Allocation Portfolio merged into Ivy VIP Balanced Portfolio, Advantus Series Fund International Stock Portfolio merged into Ivy VIP International Core Equity Portfolio, Advantus Series Fund Value Stock Portfolio merged into Ivy VIP Value Portfolio, Advantus Series Fund Small Company Value Portfolio merged into Ivy VIP Small Cap Value Portfolio, Advantus Series Fund Core Equity Portfolio merged into Ivy VIP Core Equity Portfolio, Advantus Series Fund Micro-Cap Growth Portfolio merged into Ivy VIP Micro Cap Growth Portfolio. Performance shown prior to 9/22/2003 is based on the performance of the underlying Advantus Series Fund portfolio. Performance after that date is based on performance of the underlying Ivy VIP portfolio.
Effective May 1, 2014, MFS® Value Series - Service Shares were replaced by Securian Funds Trust - T. Rowe Price Value Fund. Performance of the subaccount prior to 5/01/2014 reflects the returns of MFS Value Series - Service Shares and performance results after 5/01/2014 is that of Securian Funds Trust - T. Rowe Price Value Fund.
Effective May 1, 2014, Ivy VIP Growth was replaced by Securian Funds Trust - Ivy Growth Fund. Performance of the subaccount prior to 9/22/2003 is that of Advantus Series Fund Growth Portfolio. Performance results from 9/22/2003 through 5/01/2014 is that of Ivy VIP Growth. Performance results after 5/01/2014 is that of Securian Funds Trust – Ivy Growth Fund.
Effective May 1, 2014, Ivy VIP Small Cap Growth was replaced by Securian Funds Trust - Ivy Small Cap Growth Fund. Performance of the subaccount prior to 9/22/2003 is that of Advantus Series Fund Small Company Growth Portfolio. Performance results from 9/22/2003 through 5/01/2014 is that of Ivy VIP Small Cap Growth. Performance results after 5/01/2014 is that of Securian Funds Trust – Ivy Small Cap Growth Fund.
Effective November 5, 2018, Ivy VIP Micro Cap Growth merged into and was replaced by Ivy VIP Small Cap Growth. The performance shown prior to 11/5/18 is the historic performance of Ivy VIP Micro Cap Growth subaccount and the performance shown after 11/5/18 is the performance of Ivy VIP Small Cap Growth subaccount.
Effective December 3, 2018, SFT Mortgage Securities Fund merged into SFT Core Bond Fund. The performance shown is the historic performance of SFT Core Bond Fund and does not reflect the performance of the acquired SFT Mortgage Securities subaccount.
Effective November 18, 2016, Putnam VT Voyager merged into Putnam VT Growth Opportunities. Performance prior to 11/18/2016 is that of Putnam VT Voyager - Class IB Shares portfolio and performance results after 11/18/2016 is that of Putnam VT Growth Opportunities - Class IB Shares portfolio.
Effective May 24, 2019, Oppenheimer International Growth Fund/VA merged into and was replaced by Invesco Oppenheimer V.I. International Growth Fund. The performance shown prior to 5/24/2019 is the historic performance of Oppenheimer International Growth Fund/VA and the performance shown after 5/24/2019 is the performance of Invesco Oppenheimer V.I. International Growth Fund.
Effective June 1, 2019, MFS® International Value Portfolio was renamed MFS® International Intrinsic Value Portfolio.
Subject to the November 1, 2018 Shareholder Meeting, effective on or about November 5, 2018 Ivy VIP Micro Cap Growth merged into Ivy VIP Small Cap Growth.
Effective December 3, 2018, SFT Mortgage Securities Fund merged into SFT Core Bond Fund.
Effective November 20, 2017, Wellington Management Company LLP replaced FIAM, LLC as sub-adviser to the SFT Pyramis Core Equity Fund. Consequently, the fund’s name has changed to SFT Wellington Core Equity Fund. Please see the fund prospectus for additional information about the sub-adviser change. You may obtain a copy of the prospectus at www.securianfunds.com/prospectus.
Effective September 30, 2016, the Ivy Funds Variable Insurance Portfolios were renamed to the Ivy Variable Insurance Portfolios.
Effective May 1, 2017, Morgan Stanley UIF Emerging Markets Equity was renamed Morgan Stanley VIF Emerging Markets Equity.
Effective April 28, 2017, Ivy VIP Small Cap Value was renamed Ivy VIP Small Cap Core.
Effective on or about May 30, 2017 Janus Aspen Perkins Mid Cap Value will be renamed Janus Henderson VIT Mid Cap Value.
Effective on or about May 30, 2017, and subject to certain shareholder and regulatory approvals, Janus and Henderson Group plc are expected to combine businesses. Effective as of the date of the merger, each Portfolio’s name will change to reflect “Janus Henderson VIT” as part of the Portfolio’s name.
Effective April 28, 2017, Ivy VIP Global Natural Resources was renamed Ivy VIP Natural Resources.
Effective on May, 1, 2018 Advantus Capital Management, Inc. changed its name to Securian Asset Management, Inc. Effective as of the date of the name change, each Portfolio’s name changed to reflect the removal of “Advantus” as part of the Portfolio’s name. In addition, the SFT Advantus Bond Fund was renamed SFT Core Bond Fund.
Effective May 1, 2018, Neuberger Berman AMT Socially Responsive Portfolio was renamed Neuberger Berman AMT Sustainable Equity Portfolio.
Effective May 24, 2019, Oppenheimer International Growth Fund/VA merged into Invesco Oppenheimer V.I. International Growth Fund.
You could lose money by investing in a money market portfolio. Although the portfolio seeks to preserve its value at $1.00 per share, it cannot guarantee it will do so. Money market portfolios are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The portfolio’s sponsor has no legal obligation to provide financial support to the portfolio, and you should not expect that the sponsor will provide financial support to the portfolio at any time.
Perkins Investment Management LLC is a subsidiary of Janus Henderson Group plc and serves as the sub-adviser on certain products.
The Ivy VIP Pathfinder Managed Volatility Portfolios' investment manager, Ivy Investment Management Company, manages the investments in the underlying funds. An investment sub-advisor, Securian Asset Management, Inc., manages the volatility management strategy.
The performance of each Ivy VIP Pathfinder Portfolio is dependent on the performance of its underlying funds, and each Portfolio will assume the risks associated with its underlying funds. Because an investor is investing in funds indirectly through the Portfolio, the investor will pay a proportionate share of the applicable expenses of the underlying funds, as well as the expenses of the particular Portfolio. Please consult the prospectus for additional information about fees and expenses.
The Morningstar ETF Allocation Series Portfolios are not Exchange Traded Funds (ETFs), instead they consist of five risk-based asset allocation portfolios that invest in underlying ETFs, which are typically open-end investment companies or unit investment trusts. ETFs entail the same risks as direct stock ownership and portfolios structured as "fund of funds" will entail the same risks associated with the underlying funds and may have higher expenses than underlying funds purchased directly in the Separate Account.
The Ivy Variable Insurance Portfolios, Inc. are managed by Ivy Investment Management Company and distributed by Ivy Distributors, Inc.
The TOPS® Managed Risk ETF Portfolios are managed by ValMark Advisers, Inc. and distributed by Northern Lights Distributors, LLC. and Milliman Financial Risk Management, LLC serves as the sub-advisor. Northern Lights Distributors, LLC is not affiliated with ValMark Advisers, Inc., Milliman Financial Risk Management, LLC or Securian Financial Group.
Standard & Poor’s®, "S&P®," "S&P500®," "Standard & Poor’s 500®," "Standard & Poor’s MidCap 400®" and "S&P MidCap 400®" are registered trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Securian Funds Trust. SFT Index 400 Mid-Cap and SFT Index 500 are not sponsored, endorsed, sold or promoted by Standard & Poor’s and Standard & Poor’s makes no representation regarding the advisability of investing in the Fund. The sub-account seeks investment results generally corresponding to the Index from which the sub-account takes its name. You may not invest directly in an Index.
Janus Henderson and Perkins are trademarks and registered trademarks of Janus Henderson Investors. The name Janus Henderson Investors includes HGI Group Limited, Henderson Global Investors (Brand Management) Sarl and Janus International Holding LLC.
Janus Henderson is a trademark of Janus Henderson Investors. The name Janus Henderson Investors includes HGI Group Limited, Henderson Global Investors (Brand Management) Sarl and Janus International Holding LLC.
‘Ivy’ is the service mark of Ivy Distributors, Inc., an affiliate of the Waddell & Reed Investment Management Company, the fund’s sub-advisor.
FIDELITY, FIDELITY INVESTMENTS, FIDELITY INVESTMENTS and Pyramid logo, and Contrafund are registered service marks of FMR LLC. Used with permission.
Each Ivy VIP Pathfinder Portfolio's risk designation is relative only to the other Portfolios and does not represent comparisons to any other investment.
Here is a list of the risks associated with the variable insurance product's underlying investment choices. For specific risks related to each investment, see the prospectus.
The asset classes used here are provided by Securian Financial Services, Inc. (Securian Financial Services). Securian Financial Services reviews and updates the analysis on an annual basis. Securian Financial Services uses holdings based analysis as the primary determinant of investment style and asset class, but may supplement this analysis with returns based style analysis or qualitative information. Holdings based analysis is a technique that analyzes the underlying holdings of a fund to identify the overall style of the fund at a point in time or over a particular time period. Because the funds are classified according to their actual underlying holdings, the classification may not correspond to the stated investment style as described by the fund’s prospectus or other documents or by other ranking firms. A fund’s asset class category is subject to change at any time. You should read the fund’s prospectus carefully to understand the risks and objectives of the fund before you invest in it.
Asset Allocation: Neither diversification nor asset allocation guarantee against loss, they are methods used to manage risk. Because these funds deploy an asset allocation strategy, investment risks may vary. One should consult the prospectus for details.
Emerging Markets: Investments in emerging markets involve heightened risks due to their smaller size, decreased liquidity and exposure to political turmoil or rapid changes in economic conditions not normally experienced by more developed countries.
High Yield: High yield, lower-rated (junk) bonds generally have greater price swings and higher default risks. Debt obligations are affected by changes in interest rates and the creditworthiness of their issuers.
International Bond: Investment risks associated with international investing, in addition to other risks, may include currency fluctuations, political, social and economic instability and differences in accounting standards when investing in foreign markets. Debt obligations are affected by changes in interest rates and the creditworthiness of their issuers.
International Large Cap: Investment risks associated with international investing, in addition to other risks, may include currency fluctuations, political, social and economic instability and differences in accounting standards when investing in foreign markets.
International Small Cap: Investments in small, mid or micro cap companies involve greater risks not associated with investing in more established companies, such as business risk, stock price fluctuations, increased sensitivity to changing economic conditions, less certain growth prospects and illiquidity. Investment risks associated with international investing, in addition to other risks, may include currency fluctuations, political, social and economic instability and differences in accounting standards when investing in foreign markets.
Managed Volatility: Although Managed Volatility Portfolios seek to minimize the impact of market downturns, their hedging strategies may limit some upside potential. As with any variable investment, investing in Managed Volatility Portfolios involves investment risk, including the loss of principal. Neither diversification nor asset allocation guarantee against loss, they are methods used to manage risk. Because these funds deploy an asset allocation strategy, investment risks may vary. One should consult the prospectus for details.
Natural Resources & Commodities: Investments in commodities and natural resources involve heightened risk due to leveraging and speculative investment practices, lack of periodic valuation requirements and potentially complex tax structures.
Real Estate Equities: Investment risks associated with real estate investing, in addition to other risks, include rental income fluctuation, depreciation, property tax value changes, and differences in real estate market values.
Sector: Investments that focus in one sector may involve a greater degree of risk and volatility than an investment with greater diversification.
Small/Mid Cap Growth, Small/Mid Cap Value and Small/Mid Cap Blend: Investments in small, mid or micro cap companies involve greater risks not associated with investing in more established companies, such as business risk, stock price fluctuations, increased sensitivity to changing economic conditions, less certain growth prospects and illiquidity.
U.S. Domestic Short/Intermediate/Long-Term Bond: Investments in fixed income securities are subject to the creditworthiness of their issuers and interest rate risk. As such, the net asset value of bond and real estate funds will fall as interest rates rise.
Some products and optional features or benefits may not be available in all states; features or benefits may vary by state. Variable products not available in New York.
iInception Date is the portfolio's inception date and may precede the date the portfolio was added to the Separate Account. Performance prior to the portfolio being added to the Separate Account is hypothetical and reflects the historical results for the underlying funds offered in this product.
This is a general communication for informational and educational purposes. The materials and the information are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. If you are seeking investment advice or recommendations, please contact your financial professional.
Non-Standardized Not Surrendered Performance: Includes 1.35% Total Separate Account Charges and the applicable Fund Operating Expenses and Distribution Fees. Contingent deferred sales charges and charges for the optional features available have not been deducted in the calculations.
Non-Standardized Surrendered and Standardized Performance: The average total returns reflect the deduction of all applicable contract expenses and charges (excluding the cost of any optional benefits if available). Returns shown when assuming the contract surrendered also reflect the deduction of applicable Deferred Sales Charge. The maximum Deferred Sales Charge for each purchase payment is 8% decreasing over 7 years.
The total annual Separate Account expenses during the annuity income payout phase are 1.35%. There is no deferred sales charge during the annuity income payout phase.
The guarantees in MultiOption Guide B are subject to the financial strength and claims paying ability of Minnesota Life. The guarantees have no bearing on the performance of the variable investment options. We reserve the right to limit or discontinue acceptance of future purchase payments after the contract is issued. This may limit the ability to increase the contract value through additional purchase payments. If an optional benefit is elected in the contract, this may also limit the ability to increase the value used to calculate the optional benefit.
This must be preceded or accompanied by a current variable annuity prospectus. You should consider the investment objectives, risks, charges and expenses of a portfolio and the variable insurance product carefully before investing. The portfolio and variable insurance product prospectuses contain this and other information. Please read the prospectuses carefully before investing.
The performance information shown reflects historical results. Past performance does not guarantee future results and current performance may be lower or higher than the performance data quoted. Investment return and principal value of an investment will fluctuate so that the value of the accumulation units, when redeemed, may be worth more or less than the original cost. You can obtain the most recent month end performance if not shown here, by calling 800-362-3141.
An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59 1/2, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to non-qualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as deferred sales charges for early withdrawals. Variable annuities have additional expenses such as mortality and expense risk, administrative charge, investment management fees and rider fees. Variable annuities are subject to market fluctuation, investment risk and loss of principal.
Not a deposit - Not FDIC/NCUA insured - Not insured by any federal government agency - Not guaranteed by any bank or credit union - May go down in value
This report is not valid without all printed pages, including all required performance details and applicable disclosures.
12-70232 ICC12-70232
DOFU 6-2019
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